In this document, we explain who we are, how we collect and manage your data, and the security measures we adopt to protect your information to the highest possible standard.
We are an informational website focused on providing accessible, clear, and helpful financial content. In addition to our educational materials, we may promote relevant products and services, either directly within our articles or indirectly through advertisements that align with your preferences. These ads may occasionally include promotions not directly related to our primary subject matter, as further explained below.
Our mission is to equip users with financial knowledge in the most efficient way possible. For this reason, your privacy is one of our top priorities. We handle your data with the same level of care and security that we apply to our own, while respecting your rights at every stage.
We also want to clarify how data may be shared or processed by companies affiliated with us. Therefore, we have developed this Privacy Policy in accordance with both international and local data protection regulations.
This document aims to help you understand how your personal data may be used on our website, not only for the purpose of promoting our own services and content but also for offering carefully selected services from third-party partners.
Please note that this policy does not apply to external websites or services that we do not operate or manage. We are not responsible for how your data is treated on third-party platforms that you may access through our recommendations or advertisements.
Understanding this distinction is essential. Below are a few key terms you will find throughout this policy:
Personal Data refers to any information provided or collected through our website or affiliates that can directly identify you or, when combined with other information, could lead to your identification. This may include information in any form, whether digital, physical, or otherwise.
Non-Personal Data is information that cannot be used to identify you. This may include data such as which pages you visited, the time and date of access, buttons clicked, services requested, and other general behaviors that do not reveal your identity.
User refers to anyone who accesses or uses our content or services through any device, including mobile phones, tablets, and desktop browsers. The term also refers to the owner of the personal data. Throughout this policy, the terms “you” and “user” refer to the same individual.
The amount and type of information we collect depends on your choices, permissions, and how you interact with our services.
Below are the main data sources:
Data You Provide includes information that you voluntarily share by filling out forms, subscribing to free materials such as e-books or quizzes, or applying for job opportunities. Common examples include your full name, email address, phone number, home address, and date of birth.
Third-Party Data may be received from reliable sources such as public databases, partner services, or platforms like Google, Facebook, or Instagram, provided that you have granted those platforms permission to share such data with us.
Browsing Data may be collected even if you do not submit any form. This includes anonymous information about your behavior on our website, such as pages viewed, browsing history, approximate location, IP address, device identifiers, and internet connection details. Since this information does not directly identify you, it is categorized as non-personal data.
Our objective is to provide reliable and free educational content about personal finance and credit.
To support this goal, we invest in research and content development to help answer your financial questions and support informed decision-making.
You may ask how we generate revenue if our content is offered for free. The answer is through advertising.
We finance our operations and improve our technology by displaying relevant advertisements. These ads are typically based on your interests and browsing patterns. This form of targeted advertising is lawful and beneficial because it ensures that the content and offers you see are aligned with your actual needs, while keeping our website and content accessible to everyone at no cost.
We work with third-party advertising platforms that manage these ads. They may use technologies such as cookies or web beacons to measure performance, including clicks and impressions. However, we do not have access to or control over this data. The responsibility for this type of data processing rests entirely with the respective third-party providers.
Important: We display advertisements through the Google AdSense network. Google uses cookies (such as the DART cookie) to deliver personalized ads based on your interests and browsing behavior. These technologies help provide more relevant advertising according to the content you view across the internet.
Some features on our website are available without requiring registration or the provision of personal data. However, certain services, such as signing up for a course or requesting a product, may require basic personal information such as your name and email address.
We process your data in the following ways:
✅ We do not sell your personal data under any circumstances.
Third-party vendors, including Google, use cookies to serve ads based on a user’s past visits to our website or other sites.
Google’s use of advertising cookies enables it and its partners to serve ads based on your browsing behavior.
You can learn more about how Google uses data when you visit a partner site here:
🔗 https://policies.google.com/technologies/partner-sites
If you wish to opt out of personalized advertising from Google, you can do so by visiting:
🔧 Google Ads Settings: https://adssettings.google.com
Or, for broader ad personalization control, visit:
🔧 AboutAds: https://www.aboutads.info/choices/
In most cases, we share only non-personal and aggregated data, such as browsing behavior, with our partners. However, personal data may be shared in specific situations, such as when necessary to fulfill a service or product request or to recommend personalized offers.
Our partners are strictly limited to using your personal data solely for the purpose for which it was shared. They are not permitted to use your information for unrelated purposes.
Any third party that is granted access to your data must comply with the legal and ethical obligations outlined in this policy and adhere to applicable data protection laws.
Your information may also be used for the following purposes:
We reserve the right to cooperate with governmental authorities or legal entities and may disclose user information as required by law.